/*  --------------------
GENERAL STYLES
-------------------- */

*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    scroll-behavior: smooth;
}

:root {
    --dark-blue-color: #002D68;
    --light-blue-color: #003d8d;
    --background-blue-color: #DAEAFF;
    --dark-yellow-color: #FDBC38;
    --light-yellow-color: #FFF6D3;
    --headings-color: #1e2022;
    --white-text-color: #FFFFFF;
    --white-color: #FFFFFF;
    --box-shadow: 0 10px 40px 10px rgba(140, 152, 164, 0.095);
}

body {
    font-family: "Open Sans", sans-serif;
    font-size: .875rem;
    font-weight: 400;
    line-height: 1.6;
    text-align: left;
    position : relative;
}

.border {
    border: 1px solid rgba(209,213,219,1)
}

.p-7 {
    padding: 5.9rem 3rem !important;
}

.yellow-icon {
    color: var(--dark-yellow-color);
}

.hidden {
    display:none;
}

.cursor-pointer {
    cursor: pointer;
}



/*  --------------------
TYPOGRAPHY
-------------------- */
.h1, .h2, .h3, .h4, .h5, .h6, h1, h2, h3, h4, h5, h6 {
    font-family: 'Poppins', sans-serif;
}

.h1, .h2, .h3, .h4, .h5, .h6, h1, h2, h3, h4, h5, h6 {
    color: var(--headings-color);
}

.h1, .h2, .h3, .h4, .h5, .h6, h1, h2, h3, h4, h5, h6 {
    margin-bottom: .5rem;
    font-weight: 600;
    line-height: 1.4;
    color: var(--headings-color);
}

.h3, h3 {
    font-size: 2.25rem;
}


/*  --------------------
BUTTON STYLES
-------------------- */
.badge-blue {
    background: var(--dark-blue-color);
    color: var(--white-text-color);
    border: 1px solid var(--dark-blue-color);
}

.badge-grey {
    background: var(--background-blue-color);
    color: var(--dark-blue-color);
    border: 1px solid var(--background-blue-color);
}

.btn-blue {
    background: var(--dark-blue-color);
    color: var(--white-text-color);
    padding: 0.7rem 1.5rem;
    border: 1px solid var(--dark-blue-color);
}

.btn-blue:hover, .btn-blue:focus {
    background: var(--light-blue-color);
    color: var(--white-text-color);
    border: 1px solid var(--dark-blue-color);
}

.btn-blue-outline {
    background: transparent;
    color: var(--dark-blue-color);
    padding: 0.7rem 1.5rem;
    border: 1px solid var(--dark-blue-color)
}

.btn-blue-outline:hover, .btn-blue-outline:focus {
    background: var(--dark-blue-color);
    color: var(--white-text-color);
    border: 1px solid var(--dark-blue-color)
}

.btn-white {
    background: var(--white-color);
    color: var(--dark-blue-color);
    padding: 0.7rem 1.5rem;
    border: none;
}

.btn-white:hover, .btn-white:focus {
    background: var(--background-blue-color);
    color: var(--dark-blue-color);
}

.btn-blue-sm {
    background: var(--dark-blue-color);
    color: var(--white-text-color);
    border: 1px solid var(--dark-blue-color);
}




/*  --------------------
NAVBAR STYLES
-------------------- */
nav {
    height: 90px;
    background: var(--white-color);
    box-shadow: var(--box-shadow);
    z-index: 1000;
}

nav .navbar-brand img {
    width: 100%; 
    height: 3rem;
    padding-left: 1rem
}

@media only screen and (max-width: 576px) {
    nav .navbar-brand img {
        width: 100%;
    }
}

nav .navbar-nav .nav-item {
    padding-left: 0.7rem;
    padding-right: 0.7rem;
}

.navbar-light .navbar-nav .nav-link {
    color: var(--dark-blue-color);
    font-weight: bolder;
}

.navbar .nav-item .dropdown-menu {
    display: none;
}

.navbar .nav-item:hover .dropdown-menu {
    display: block
}

.navbar .dropdown-menu-left, .form-header .dropdown-menu-left {
    left: 0;
    right: auto;
}

.navbar .dropdown-menu-right {
    left: auto;
    right: 0;
}

.dropdown-item {
    padding: 0.15rem 1rem !important;
    font-size: 14px
}




/*  --------------------
HERO STYLES
-------------------- */
.hero {
    height: auto;
    width: 100%;
    margin-top: 90px;
    padding: 100px 20px 70px;
    background: url('../images/slider-1.png') rgba(0, 0, 0, 0.2);
    background-position: center;
    background-size: cover;
    background-repeat: no-repeat;
    background-blend-mode: multiply;
}

.hero_two {
    height: auto;
    width: 100%;
    margin-top: 90px;
}

.hero_two_child_1 {
    padding: 100px 20px 70px;
    background: url('../images/slider-1.png') rgba(0, 0, 0, 0.2);
    background-position: center;
    background-size: cover;
    background-repeat: no-repeat;
    background-blend-mode: multiply;
}

.hero_two_child_2 {
    padding: 70px 80px 70px;
    background: rgba(189, 189, 189, 0.2);
}

.calculator {
    height: auto;
    width: 100%;
    padding: 30px 20px;
}

.selector, .feedback {
    height: auto;
    width: 100%;
    padding: 80px 10px 0px;
}

.selector a {
    color: var(--dark-blue-color);
}

.selector a:hover {
    text-decoration: none;
}

.hero h2, .hero_two h2 {
    color: var(--white-text-color);
    font-size: 3rem;
    font-weight: bolder;
    margin-bottom: 3rem;
}

.hero h5 {
    color: var(--white-text-color);
    font-size: 1.2rem;
    font-weight: bolder;
}

.hero_two h5 {
    color: var(--headings-color);
    font-size: 0.8rem;
    font-weight: bold;
}

.hero p {
    color: var(--dark-blue-color);
    font-size: 1rem;
    font-weight: bolder;
    margin-bottom: 2rem;
}

.hero .info-box {
    background: var(--dark-blue-color);
    padding: 1rem 1.5rem;
    font-size: 1rem;
    font-weight: bolder;
    color: var(--white-text-color);
    width: 75%;
}

.hero .info-box a {
    color: var(--white-text-color);
    font-size: 1rem;
    font-weight: bolder;
}

/* d-flex flex-row items-center */
.hero .hero-mobile-btn {
    display: flex;
    flex-direction: row;
    align-items: center;
}

@media only screen and (max-width: 576px) {
    .hero .hero-mobile-btn {
        display: flex;
        flex-direction: column;
        align-items: center;
        gap : 20px
    }
}

.hero .hero-form {
    width: 100%;
    margin-left: auto;
    margin-right: auto;
    /* position: absolute;
    top: -20px;
    left: 10%;
    z-index: 100; */
}

.hero .hero-form .card {
    border: none;
    box-shadow: var(--box-shadow);
}

.hero .hero-form .card-header, .calculator .hero-form .card-header {
    background: var(--dark-blue-color);
    color: var(--white-text-color);
    padding-top: 1.5rem;
    padding-bottom: 1.5rem;
}

/* .hero .hero-form .form-control {
    border-radius: 0;
} */

.hero .hero-form .form-control:focus, .calculator .hero-form .form-control:focus, .elig-form .form-control:focus {
    box-shadow: none;
}

.hero .hero-form input[type="radio"], .calculator .hero-form input[type="radio"], .elig-form input[type="radio"] {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
}

.hero .hero-form input[type="radio"] + label, .calculator .hero-form input[type="radio"] + label, .elig-form input[type="radio"] + label {
    border: 1px solid var(--dark-blue-color);
    padding: 0.5rem 1rem;
    border-radius: 4px;
    cursor: pointer;
}

.hero .hero-form input[type="radio"]:checked + label, .calculator .hero-form input[type="radio"]:checked + label, .elig-form input[type="radio"]:checked + label {
    border: 1px solid var(--dark-blue-color);
    background: var(--dark-blue-color);
    color: var(--white-text-color);
}


/* Budget app styles */
.budget-form .form-control:focus {
    box-shadow: none;
}

.budget-form input[type="radio"] {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
}

.budget-form input[type="radio"] + label {
    border: 1px solid #bbbbbb;
    color: #4e4d4d;
    padding: 1rem 1.5rem;
    border-radius: 4px;
    cursor: pointer;
    width: 100%;
}

.budget-form input[type="radio"]:checked + label {
    border: 1px solid var(--dark-blue-color);
    background: var(--dark-blue-color);
    color: var(--white-text-color);
}

.bud-label {
    font-weight: 700;
    font-size: 1.1rem;
    margin-bottom: 1.2rem;
}

.addIncomeBtn {
    width: auto;
    height: auto;
    padding-top: 0.7rem;
    padding-bottom: 0.7rem;
    padding-inline: 1.2rem;
    border: 1px dashed #bbbbbb;
    border-radius: 6px;
}

.form-header {
    padding-block: 10px;
    padding-inline: 10px;
    background-color: #f3f3f3;
    color: #4e4d4d;
    margin-bottom: 10px;
}

.form-header h5 {
    margin-bottom: 0;
}

.budget-btns {
    border: 1px solid rgba(140, 152, 164, 0.795);
}

.budget-btns:hover {
    background: var(--light-blue-color);
    color: var(--white-text-color);
    border: 1px solid var(--light-blue-color);
}

.budget-separator {
    display: flex;
    align-items: center;
    text-align: center;
    margin-block: 20px;
}
  
.budget-separator::before, .budget-separator::after {
    content: '';
    flex: 1;
    border-bottom: 1px solid rgba(0, 0, 0, 0.125);
}
  
.budget-separator:not(:empty)::before {
    margin-right: .55em;
}
  
.budget-separator:not(:empty)::after {
    margin-left: .55em;
}

.budget-debt input[type="radio"] {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
}

.budget-debt input[type="radio"] + label {
    border: 1px solid rgba(0, 0, 0, 0.425);
    padding: 0.5rem 1rem;
    border-radius: 4px;
    cursor: pointer;
}

.budget-debt input[type="radio"]:checked + label {
    border: 1px solid var(--dark-blue-color);
    background: var(--dark-blue-color);
    color: var(--white-text-color);
}

.span-textarea {
    display : block;
    width : 100%;
    overflow : hidden;
    min-height : 40px;
    resize : both;
    border : 1px solid #ccc;
    padding : 2px 8px;
    border-radius: 4px;
}

.create-forum-post { 
    bottom : 20px;
    right : 30px;
    width : 60px;
    height : 60px;
    border-radius : 100%;
    background-color : var(--dark-blue-color);
    overflow : hidden;
}

.forum-post-btn { 
    width : 70px;
    height : 70px;
    color : white;
    text-align : center;
    line-height : 70px;
}

.forum-post-btn:hover {
    text-decoration : none;
    color : white;
}
/* Budget app styles */






#client-q-form .form-check {
    display : inline-flex;
    padding-left: 0;
    padding-right: 1rem;
}

#client-q-form input[type="radio"] {
    position: absolute;
    opacity : 0;
    width : 0;
    height : 0
}

#client-q-form input[type="radio"] + label {
    border: 1px solid var(--background-blue-color);
    padding: 0.5rem 1rem;
    border-radius: 4px;
    cursor: pointer;
    font-weight: 500;
}

#client-q-form input[type="radio"]:checked + label {
    border: 1px solid var(--background-blue-color);
    background: var(--background-blue-color);
    color: var(--dark-blue-color);
    font-weight: 500;
}

/* .hero .hero-form input[type="text"], .hero .hero-form input[type="email"]{
    border: 0;
    outline: 0;
    background: transparent;
    border-bottom: 1px solid var(--dark-yellow-color);
}

.hero .hero-form input[type="text"]:focus, .hero .hero-form input[type="email"]:focus {
    outline: 0;
    border-bottom: 1px solid var(--dark-blue-color);
} */

.testimonial-card {
    width: 650px;
    height: auto;
    margin-inline: auto;
    margin-block: 1rem;
    /* box-shadow: var(--box-shadow); */
    border-radius: 1rem;
    background: var(--dark-blue-color);
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding-inline: 2rem;
    padding-top: 6rem;
    color: white;
}

.testimonial-card-white {
    width: 650px;
    height: auto;
    margin-inline: auto;
    margin-block: 1rem;
    /* box-shadow: var(--box-shadow); */
    border-radius: 1rem;
    background: transparent;
    overflow: hidden;
    padding-inline: 2rem;
}

@media only screen and (max-width: 576px) {
    .testimonial-card, .testimonial-card-white {
        width : 100%
    }
}

.testimonial-card .test-image {
    width: 100px;
    height: 100px;
    overflow: hidden;
    object-fit: cover;
    position: absolute;
    top: -15px;
    border: 3px solid white;
    box-shadow: var(--box-shadow);
    border-radius: 50%;
}

.testimonial-card .test-image img {
    height: 100%;
    width: 100%;
}

.testimonial-card h6 {
    color: white;
}

.carousel-control-next, .carousel-control-prev {
    background: transparent !important;
    border: none;
}

@media only screen and (max-width: 576px) {
    .hero {
        height: auto;
        width: 100%;
        margin-top: 90px;
        padding: 50px 20px;
    }
    
    .hero_two {
        height: auto;
        width: 100%;
        margin-top: 90px;
    }

    .hero_two_child_1 {
        padding: 50px 20px 40px;
    }
    
    .hero_two_child_2 {
        padding: 50px 40px 50px;
        background: rgba(148, 148, 148, 0.2);
    }
    
    .hero h2, .hero_two h2 {
        font-size: 2rem;
    }
    
    .hero_two h3 {
        font-size: 2rem;
    }

    .hero p {
        color: var(--white-text-color);
    }
    
    .hero span {
        font-size: 0.8rem;
    }
    
    .hero span a {
        font-size: 0.8rem;
    }

    .hero .hero-form {
        width: 100%;
        margin-left: auto;
        margin-right: auto;
        position: relative;
        top: 30px;
        left: 0%;
        z-index: 100;
    }
}

@media screen and (min-width: 576px) and (max-width: 768px) {
    .hero {
        height: auto;
        width: 100%;
        margin-top: 90px;
        padding: 50px 20px;
    }
    
    .hero h2 {
        font-size: 2.5rem;
    }

    .hero p {
        color: var(--white-text-color);
    }
    
    .hero span {
        font-size: 0.8rem;
    }
    
    .hero span a {
        font-size: 0.8rem;
    }

    .hero .hero-form {
        width: 100%;
        margin-left: auto;
        margin-right: auto;
        position: relative;
        top: 30px;
        left: 0%;
        z-index: 100;
    }
}

@media screen and (min-width:768px) and (max-width: 992px) {
    .hero {
        height: auto;
        width: 100%;
        margin-top: 90px;
        padding: 50px 20px;
    }
    
    .hero h2 {
        font-size: 2.5rem;
    }

    .hero p {
        color: var(--white-text-color);
    }
    
    .hero span {
        font-size: 0.8rem;
    }
    
    .hero span a {
        font-size: 0.8rem;
    }

    .hero .hero-form {
        width: 100%;
        margin-left: auto;
        margin-right: auto;
        position: relative;
        top: 30px;
        left: 0%;
        z-index: 100;
    }
}

.custom-range::-webkit-slider-thumb {
    background: var(--dark-blue-color);
}
  
.custom-range::-moz-range-thumb {
    background: var(--dark-blue-color);
}
  
.custom-range::-ms-thumb {
    background: var(--dark-blue-color);
}

.custom-range::-webkit-slider-thumb:active {
    background: var(--light-blue-color);
}
  
.custom-range::-moz-range-thumb:active {
    background: var(--light-blue-color);
}
  
.custom-range::-ms-thumb:active {
    background: var(--light-blue-color);
}




/*  --------------------
HOW IT WORKS STYLES
-------------------- */
.how-it-works {
    width: 100%;
    height: auto;
    padding: 50px 20px;
}

.how-it-works h2, .how-it-works h6 {
    text-align: center;
}

.how-it-works h4 {
    color: var(--white-text-color);
    text-shadow: var(--box-shadow);
}

.yellow-gradient {
    background: rgb(253,188,56);
    background: linear-gradient(132deg, rgba(253,188,56,0.4738270308123249) 0%, rgba(253,188,56,1) 100%);
    height: 300px;
    color: var(--white-text-color);
}

.blue-gradient {
    background: rgb(0,61,141);
    background: linear-gradient(132deg, rgba(0,61,141,0.5718662464985995) 0%, rgba(0,45,104,1) 100%);
    height: 300px;
    color: var(--white-text-color);
}

@media only screen and (max-width: 576px) { 
    .how-it-works {
        width: 100%;
        height: auto;
        padding: 50px 20px 50px;
    }
}

@media screen and (min-width: 576px) and (max-width: 768px) {
    .how-it-works {
        width: 100%;
        height: auto;
        padding: 50px 20px 50px;
    }
}

@media screen and (min-width:768px) and (max-width: 992px) {
    .how-it-works {
        width: 100%;
        height: auto;
        padding: 50px 20px 50px;
    }
}






/*  --------------------
ELIGIBILITY STYLES
-------------------- */

.eligibility, .target {
    width: 100%;
    height: auto;
    padding: 90px 20px;
}

.eligibility h5 {
    color: var(--dark-blue-color);
    font-weight: bolder;
}

.eligibility .blue-bg {
    background: var(--background-blue-color);
}

@media only screen and (max-width: 576px) {
    .eligibility, .target {
        padding: 30px 20px;
    }
}





/*  --------------------
FINANCIAL FREEDOM ACCESSIBLE STYLES
-------------------- */

.accessible {
    width: 100%;
    height: auto;
    padding: 90px 20px;
}

@media only screen and (max-width: 576px) { 
    .accessible {
        padding: 30px 20px;
    }

    .accessible h2, .accessible h3 {
        font-size: 1.3rem;
    }
}




/*  --------------------
TWO COLUMNS STYLES
-------------------- */

.two-columns {
    width: 100%;
    height: auto;
    padding: 90px 20px;
}

.two-columns .tall-column-1, .two-columns .tall-column-2 {
    height: 700px;
}

.tall-column-1 {
    background: rgb(253,188,56);
    background: linear-gradient(132deg, rgba(253,188,56,1) 0%, rgba(253,188,56,0.3981967787114846) 100%);
}

.tall-column-2 {
    background: rgb(0,61,141);
    background: linear-gradient(225deg, rgba(0,61,141,0.7483368347338936) 0%, rgba(218,234,255,1) 100%);
}

.tall-column-1 img, .tall-column-2 img {
    position: absolute;
    left: 0;
    bottom: 0;
}

.tall-column-1 h3, .tall-column-2 h3 {
    color: var(--white-text-color);
}

@media only screen and (max-width: 576px) { 
    .two-columns {
        padding: 30px 20px;
    }

    .two-columns .tall-column-1, .two-columns .tall-column-2 {
        height: 550px;
        margin-bottom: 1.5rem;
    }

    .two-columns h3 {
        font-size: 1.3rem;
    }

    .two-columns .tall-column-1 h3 {
        color: var(--dark-blue-color);
    }

    .two-columns .tall-column-2 p {
        color: var(--white-text-color);
    }
}



/*  --------------------
PROMOTION STYLES
-------------------- */

.promotion {
    width: 100%;
    height: auto;
    padding: 90px 20px;
    background: var(--dark-blue-color)
}

.promotion h2, .promotion p {
    color: var(--white-text-color);
    margin-bottom: 1rem;
}

.promotion ol li {
    color: var(--white-text-color);
    margin-left: 1rem
}

.promotion img {
    width: 100%;
    height: 100%;
    border-radius: 30px;
}

@media only screen and (max-width: 576px) {
    .promotion {
        width: 100%;
        height: auto;
        padding: 30px 20px;
    }

    .promotion h2 {
        font-size: 1.3rem;
    }

    .promotion h2, .promotion p {
        color: var(--white-text-color);
        margin-bottom: 0.9rem;
    }

    .promotion ol li {
        color: var(--white-text-color);
        margin-left: 1rem
    }
}






/*  --------------------
BANNERS ON STATIC PAGES (ABOUT) STYLES
-------------------- */
.banners {
    width: 100%;
    height: auto;
    padding: 150px 20px 90px;
    background: var(--dark-blue-color);
}

.banners h2 {
    color: var(--white-text-color);
    font-size: 3rem;
    margin-bottom: 0;
}

.about {
    width: 100%;
    height: auto;
    padding: 90px 20px;
}

.faq {
    width: 100%;
    height: auto;
    padding: 150px 20px 50px;
}

.about p {
    font-size: 1.15rem;
    margin-bottom: 1.5rem;
}

.about .card .card-body p {
    font-size: 1rem;
}

.about .blue-bg {
    background: var(--background-blue-color);
}

.core-values {
    width: 100%;
    height: auto;
    padding: 120px 20px;
    background: url("../images/banner-img-2.png") rgba(0, 0, 0, 0.2);
    background-position: center;
    background-size: cover;
    background-repeat: no-repeat;
    background-blend-mode: multiply;
}

.core-values h2 {
    color: var(--white-text-color);
    font-size: 2.7rem;
}

.core-values ul li {
    color: var(--white-text-color);
    font-size: 1.3rem;
}

.trusted {
    width: 100%;
    height: auto;
    padding: 50px 20px;
}

@media only screen and (max-width: 576px) {

    .banners {
        width: 100%;
        height: auto;
        padding: 120px 20px 40px;
    }
    
    .banners h2 {
        font-size: 1.3rem;
        margin-bottom: 0;
        text-align: center;
    }

    .about {
        width: 100%;
        height: auto;
        padding: 30px 20px;
    }
    
    .about p {
        font-size: 1rem;
        margin-bottom: 1.5rem;
    }

    .core-values {
        width: 100%;
        height: auto;
        padding: 50px 20px;
    }

    .core-values h2 {
        color: var(--white-text-color);
        font-size: 1.5rem;
    }
    
    .core-values ul li {
        color: var(--white-text-color);
        font-size: 1rem;
    }

    .trusted {
        width: 100%;
        height: auto;
        padding: 50px 20px 50px;
    }

    .trusted h1 {
        font-size: 1.2rem;
    }
}




/*  --------------------
LOAN-ME (PERSONAL LOAN, BUSINESS LOAN) STYLES
-------------------- */
.personal-loan-banner {
    width: 100%;
    height: auto;
    margin-top: 90px;
    padding: 150px 20px;
    background: url('../images/personal-loan-header.png') rgba(0, 0, 0, 0.2);
    background-position: center;
    background-size: cover;
    background-repeat: no-repeat;
    background-blend-mode: multiply;
}

.business-loan-banner {
    width: 100%;
    height: auto;
    margin-top: 90px;
    padding: 150px 20px;
    background: url('../images/business-loan-header.png') rgba(0, 0, 0, 0.2);
    background-position: center;
    background-size: cover;
    background-repeat: no-repeat;
    background-blend-mode: multiply;
}

.call-to-action {
    width: 100%;
    height: auto;
    padding: 90px 20px;
    background: var(--dark-yellow-color);
    color: var(--dark-blue-color);
}

.call-to-action h2 {
    color: var(--dark-blue-color);
    font-weight: bolder;
}

.personal-loan-banner h2, .business-loan-banner h2 {
    color: var(--white-text-color);
    font-size: 3.7rem;
    font-weight: bolder;
}

.apply-for-loan {
    width: 100%;
    height: auto;
    padding: 90px 20px;
}

.apply-for-loan h3 {
    text-align: center;
}

.apply-for-loan h4 {
    color: var(--white-text-color);
    text-shadow: var(--box-shadow);
}

.apply-for-loan .default h4 {
    color: #1e2022;
    text-shadow: var(--box-shadow);
}

.things-to-provide, .financial-goals {
    width: 100%;
    height: auto;
    padding: 50px 20px;
}

.things-to-provide h5 {
    font-size: 1rem;
}

.things-to-provide .blue-bg, .financial-goals .blue-bg {
    background: var(--background-blue-color);
}

.personal-loan-summary {
    width: 100%;
    height: auto;
    padding: 150px 20px;
    background: url('../images/personal-banner.png') rgba(0, 0, 0, 0.2);
    background-position: center;
    background-size: cover;
    background-repeat: no-repeat;
    background-blend-mode: multiply;
}

.personal-loan-summary ul li {
    color: var(--white-color);
    font-size: 1.3rem;
}

.lending-card-white { 
    border: none;
    border-radius: 1.4rem;
    background-color: var(--white-color);
    color: var(--dark-blue-color);
    padding: 3rem 2rem;
    box-shadow: var(--box-shadow);
}

.lending-card-white a, .lending-card-blue a {
    color: red;
}

.lending-card-blue { 
    border: none;
    border-radius: 1.4rem;
    background-color: var(--dark-blue-color);
    color: var(--white-color);
    padding: 3rem 2rem;
    box-shadow: var(--box-shadow);
}

.lending-card-blue h6 {
    color: var(--white-color);
}

.faq h2 {
    color: var(--dark-blue-color);
}

.faq .card-header {
    background: var(--white-color);
}

.faq .card-header .btn:hover, .faq .card-header .btn:focus {
    box-shadow: none;
    text-decoration: none;
}

.faq .card-header .btn-link {
    color: var(--dark-blue-color);
}

@media only screen and (max-width: 576px) {
    .personal-loan-banner {
        width: 100%;
        height: auto;
        padding: 50px 20px;
    }

    .business-loan-banner {
        width: 100%;
        height: auto;
        margin-top: 90px;
        padding: 50px 20px;
    }

    .apply-for-loan {
        width: 100%;
        height: auto;
        padding: 30px 20px;
    }

    .personal-loan-banner h2, .business-loan-banner h2 {
        font-size: 1.3rem;
        text-align: center;
    }

    .personal-loan-summary {
        padding: 50px 20px;
    }

    .personal-loan-summary ul li {
        color: var(--white-color);
        font-size: 0.8rem;
        margin-bottom: 1.5rem;
    }

    .things-to-provide, .financial-goals, .faq {
        width: 100%;
        height: auto;
        padding: 30px 20px;
    }

    .things-to-provide h2 {
        text-align: center;
    }
}


/*  --------------------
STAFF STYLES
-------------------- */

.staff-login {
    width: 100%;
    height: auto;
    margin-top: 90px;
    padding: 50px 20px;
}

.staff-login h4, .staff-login label {
    color: var(--dark-blue-color);
}

.staff-login .form-control {
    border-radius: 0;
    margin-bottom: 2rem;
}

.staff-login .form-control:focus {
    box-shadow: none;
}

.staff-login input[type="password"], .staff-login input[type="email"], .staff-login input[type="text"], .staff-login input[type="tel"] {
    border: 0;
    outline: 0;
    background: transparent;
    border-bottom: 1px solid var(--dark-blue-color);
}

.staff-login input[type="password"]:focus, .staff-login input[type="email"]:focus, .staff-login input[type="text"]:focus, .staff-login input[type="tel"]:focus {
    outline: 0;
    border-bottom: 1px solid var(--dark-blue-color);
}





/*  --------------------
SIDEBAR STYLES
-------------------- */
.staff-content {
    width: 100%;
    height: calc(100vh - 90px);
    margin-top: 90px;
}

.sidebar-links {
    padding: 1rem 0.5rem;
    height: calc(100vh - 90px);
    background: var(--light-blue-color);
}

/* .sidebar-links ul li {
    margin-bottom: 0.5rem;
} */

.sidebar-links ul li a {
    color: var(--white-text-color);
}

.sidebar-links ul li .dropdown-menu a {
    color: var(--dark-blue-color);
}

.main-content {
    padding: 1rem 0.5rem;
    height: calc(100vh - 90px);
    overflow-y: auto;
    overflow-x: hidden;
}

.main-content .form-control, .main-content .custom-select {
    margin-bottom: 0.7rem;
}

.main-content .form-control:focus {
    box-shadow: none;
}

.main-content .form-check {
    margin-bottom: 0.5rem;
}

/* .main-content input[type="tel"], .main-content input[type="number"] {
    border: 0;
    outline: 0;
    background: transparent;
    border-bottom: 1px solid var(--dark-blue-color);
}

.main-content input[type="tel"]:focus, .main-content input[type="number"]:focus {
    outline: 0;
    border-bottom: 1px solid var(--dark-blue-color);
} */

.main-content #add-but {
    display: none;
}

.main-content .card-bubble {
    text-align: center;
    color: var(--dark-blue-color);
    background: var(--background-blue-color);
    width: 100%;
    height: 100%;
    border-radius: 4px;
}

@media only screen and (max-width: 576px) {
    
    /* #staff-nav .navbar-toggler {
        display: block;
    } */

    .mobile-nav, .mobile-nav-1 {
        width: 100%;
        height: 90vh;
        padding: 1rem 1rem;
        background: var(--white-color);
        color: var(--dark-blue-color);
        box-shadow: var(--box-shadow);
        overflow-y: scroll;
    }

    ul.navbar-nav.mobile-nav .nav-item, ul.navbar-nav.mobile-nav-1 .nav-item {
        padding-left: 0.5rem !important;
        padding-right: 0.5rem !important;
        margin-bottom: 0.25rem;
    }

    .logout-nav {
        display: none;
    }

    .sidebar-links {
        padding: 1rem 0.5rem;
        height: calc(100vh - 90px);
        background: var(--light-blue-color);
        display: none;
    }

    .main-content {
        padding: 1rem 0.5rem;
        height: calc(100vh - 90px);
        overflow-y: auto;
        overflow-x: hidden;
    }
}

@media screen and (min-width:576px) and (max-width: 768px) {
    .mobile-nav {
        display: none;
    }

    #staff-nav .navbar-toggler {
        visibility: hidden;
    }

    .mobile-nav-1 {
        width: 100%;
        height: auto;
        padding: 1.5rem 1rem;
        background: var(--white-color);
        color: var(--dark-blue-color);
        box-shadow: var(--box-shadow);
    }

    .mobile-nav-1 .btn-blue, .mobile-nav-1 .btn-blue-outline {
        margin-bottom: 1rem;
    }
}

@media screen and (min-width: 768px) and (max-width: 992px) {
    .mobile-nav {
        display: none;
    }

    /* #staff-nav .navbar-toggler {
        visibility: hidden;
    } */

    .mobile-nav-1 {
        width: 100%;
        height: auto;
        padding: 1.5rem 1rem;
        background: var(--white-color);
        color: var(--dark-blue-color);
        box-shadow: var(--box-shadow);
    }

    .mobile-nav-1 .btn-blue, .mobile-nav-1 .btn-blue-outline {
        margin-bottom: 1rem;
    }
}

@media only screen and (min-width: 992px) {
    .mobile-nav {
        display: none;
    }
}




/*  --------------------
CLIENT PORTAL STYLES
-------------------- */
.client-login {
    width: 100%;
    height: calc(100vh - 90px);
    margin-top: 90px;
}

.client-login .nav-tabs .nav-item.show .nav-link, .nav-tabs .nav-link.active {
    color: var(--white-text-color);
    background-color: var(--dark-blue-color);
    border-color: var(--dark-blue-color);
}

.client-login .nav-tabs .nav-link:focus, .nav-tabs .nav-link:hover {
    color: var(--white-text-color);
    background-color: var(--light-blue-color);
    border-color: var(--light-blue-color);
}

.client-login .nav-tabs .nav-link a {
    color: var(--dark-blue-color);
}

.client-login .card {
    border: none;
    box-shadow: var(--box-shadow);
}

.client-home {
    width: 100%;
    height: calc(100vh - 90px);
    margin-top: 90px;
}




/*  --------------------
FOOTER STYLES
-------------------- */
footer {
    width: 100%;
    height: auto;
    padding: 70px 20px 20px;
}

footer a.btn-link {
    color: var(--headings-color);
}

footer a.btn-link:hover, footer a.btn-link:focus {
    color: var(--dark-blue-color);
    text-decoration: none;
}

@media only screen and (max-width: 576px) {
    footer {
        padding: 30px 20px 10px;
        text-align: left;
    }
}






.form-tab, .form-business-tab, .form-emergency-tab, .form-credit-tab {
    display: none;
}

/* Make circles that indicate the steps of the form: */
.step, .step-business, .step-emergency, .step-credit {
    height: 15px;
    width: 15px;
    margin: 0 2px;
    background-color: #bbbbbb;
    border: none;  
    border-radius: 50%;
    display: inline-block;
    opacity: 0.5;
}
  
.step.active, .step-business.active, .step-emergency.active, .step-credit.active {
    opacity: 1;
}

/* Mark the steps that are finished and valid: */
.step.finish, .step-business.finish, .step-emergency.finish, .step-credit.finish {
    background-color: var(--dark-blue-color);
}

caption {
    caption-side: top !important;
}

.edu-materials-card {
    padding: 10px 20px;
    border-radius: 6px;
    border: 1px solid #dedede;
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    width : 100%
}

.edu-materials-card .edu-link {
    border: 1px solid #cecece;
    border-radius: 50%;
    padding: 8px;
    width: 45px;
    height: 45px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--dark-blue-color);
}

.edu-materials-card .edu-link:hover {
    background: var(--dark-yellow-color);
    color: white;
    border-color: var(--dark-yellow-color);
}


/* ratings-modal */
/* @import url(https://netdna.bootstrapcdn.com/font-awesome/3.2.1/css/font-awesome.css); */
.rating { 
    border: none;
    float: left;
}
  
.rating > input { display: none; } 
.rating > label { 
    margin: 5px;
    font-size: 1.85em;
    font-weight: 900;
    cursor: pointer;
}

  
/* .rating > .half:before { 
    content: "\f089";
    position: absolute;
} */
  
.rating > label { 
    color: #ddd; 
    float: right; 
}
  
/***** CSS Magic to Highlight Stars on Hover *****/
  
.rating > input:checked ~ label, /* show gold star when clicked */
.rating:not(:checked) > label:hover, /* hover current star */
.rating:not(:checked) > label:hover ~ label { color: #FFD700;  } /* hover previous stars in list */

.rating > input:checked + label:hover, /* hover current star when changing rating */
.rating > input:checked ~ label:hover,
.rating > label:hover ~ input:checked ~ label, /* lighten current selection */
.rating > input:checked ~ label:hover ~ label { color: #FFED85;  } 



/* new homepage layout styles */
.top-banner-left {
    height : auto;
    padding : 9rem 2rem;
    background-image: url("../images/slide-1.png");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    position: relative;
    border-top-left-radius: 0.7rem;
    border-top-right-radius: 0.7rem;
    border-bottom-left-radius: 0.7rem;
    border-bottom-right-radius: 0.7rem;
    overflow: hidden;
}

.top-banner-left::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.205);
    pointer-events: none; 
    z-index: 1;
}

.top-banner-left .text-container {
    position: relative;
    z-index: 2;
}

.top-banner-left .text-container h2, .top-banner-left .text-container h6 {
    color : var(--white-text-color);
}

.top-banner-left a {
    color : var(--white-color);
    background-color: rgba(22,22,24);
    padding: 1rem 1.5rem;
    border-radius: 4px;
}

.top-banner-left a:hover {
    text-decoration: none;
    box-shadow: var(--box-shadow);
}

.top-banner-right {
    height :auto;
    background-color: antiquewhite;
    padding :9rem 2rem;
    border-top-right-radius: 0.7rem;
    border-bottom-right-radius: 0.7rem;
}

.top-banner-right a {
    color : var(--white-text-color);
    background-color: rgba(22,22,24);
    padding: 1rem 1.5rem;
    border-radius: 4px;
}

.panels {
    padding: 8rem 1rem;
}

.panels h2, .panels p {
    margin-bottom: 1rem;
}

.panels .panel-divs a {
    padding: 1rem;
    border: 1px solid rgba(0, 0, 0, 0.065);
    text-align: center;
    background: var(--white-color);
    color: var(--text-color);
    font-weight: 600;
    text-decoration: none;
}

.panels .panel-divs a:hover {
    background: rgba(22,22,24);
    color: var(--white-text-color);
}

.calculate-banner {
    height: auto;
    padding: 9rem 2rem;
    position: relative;
    border-radius: 0.7rem;
    overflow: hidden;
}

.calculate-banner::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: url("../images/new/calculate.jpeg");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    transform : scaleX(-1);
    pointer-events: none; 
    z-index: 1;
}

.calculate-banner .text-container {
    position: relative;
    z-index: 2;
    color: var(--white-text-color);
}

.calculate-banner h2 {
    color: var(--white-text-color);
}

.calculate-banner a {
    color : var(--white-text-color);
    background-color: rgba(22,22,24);
    padding: 1rem 1.5rem;
    border-radius: 4px;
}

.calculate-banner a:hover {
    text-decoration: none;
    box-shadow: var(--box-shadow);
}

.products-list {
    padding: 9rem 2rem 1rem;
}

.product-detail {
    height : 32rem;
    display: flex;
    flex-direction: column;
    justify-content: center
}

.product-detail h6, .product-detail-right h6 {
    color: var(--dark-blue-color);
}

.product-detail-right {
    height : 32rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
    text-align: right;
}

.product-detail-right a {
    margin-left: auto;
}

.pension-image {
    background-image: url("../images/new/product-7.jpeg");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    height: 32rem;
    border-radius: 0.7rem;
    overflow: hidden;
}

.salaried-image {
    background-image: url("../images/new/product-5.jpeg");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    height: 32rem;
    border-radius: 0.7rem;
    overflow: hidden;
}

.momo-image {
    background-image: url("../images/new/product-3.jpeg");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    height: 32rem;
    border-radius: 0.7rem;
    overflow: hidden;
}

.business-image {
    background-image: url("../images/new/product-2.jpeg");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    height: 32rem;
    border-radius: 0.7rem;
    overflow: hidden;
}

.products-list span {
    padding-inline: 0.8rem;
    padding-block: 0.3rem;
    border-radius: 50px;
    background-color: rgba(22,22,24);
    color: var(--white-text-color);
    margin-right: 0.5rem
}

.products-list a {
    max-width: 120px;
    color : var(--white-color);
    background-color: rgba(22,22,24);
    padding: 0.7rem 1rem;
    border-radius: 4px;
    text-align: center;
    margin-top: 2rem;
}

.products-list a:hover {
    text-decoration: none;
    box-shadow: var(--box-shadow);
}
/* new homepage layout styles */

/* chatbot layout styles */
/* .chatbot-min {
    position : fixed;
    bottom : 10px;
    right : 10px;
    width : 50px;
    height : 50px;
    background-color : var(--dark-blue-color);
    border-radius : 50%;
}

.chatbot-min:hover {
    cursor: pointer;
} */


/* Chat Widget Container */
#chat-widget {
    position: fixed;
    bottom: -10px;
    right: 20px;
    width: 300px;
    font-family: Arial, sans-serif;
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.2);
    border-radius: 10px;
    overflow: hidden;
    transition: height 0.3s ease;
    height: 50px;
    z-index: 1000;
}
  
/* Chat Header */
#chat-header {
    /* background-color: #0078ff; */
    background-color: var(--dark-blue-color);
    color: white;
    padding: 10px;
    text-align: center;
    cursor: pointer;
}
  
/* Chat Body (Initially Hidden) */
#chat-body {
    display: none;
    background: #f9f9f9;
    height: 400px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}
  
/* Messages Area */
#messages {
    flex-grow: 1;
    padding: 10px;
    overflow-y: auto;
}
  
/* Chat Input */
#chat-input {
    display: flex;
    gap: 5px;
    padding: 10px;
    background: #f1f1f1;
}
  
#chat-input input {
    flex-grow: 1;
    padding: 5px;
    border: 1px solid #ddd;
    border-radius: 5px;
}
  
#chat-input button {
    padding: 5px 10px;
    /* background-color: #0078ff; */
    background-color: var(--dark-blue-color);
    color: white;
    border: none;
    border-radius: 5px;
    cursor: pointer;
}
  
.bot-message, .user-message {
    margin: 5px 0 15px;
    padding: 8px;
    border-radius: 8px;
}
  
.bot-message {
    /* background: #e1f5fe; */
    background: var(--dark-blue-color);
    color: var(--white-text-color);
    align-self: flex-start;
}
  
.user-message {
    background: #e1f5fe;
    /* color: var(--white-text-color); */
    align-self: flex-end;
}
  
/* chatbot layout styles */